SJCU offers financing on both new and used vehicles. Up to 100% financing on all new vehicles and up to Trade Value in the current NADA book on all used vehicles. We will also finance Tax, Title and License fees upon qualification. A list of the model year with the terms available are listed below:

New Autos 100%
Year 2009/ 2008/2007for 60 Months

*Minimum Amount Financed $15,000.00 66 Months
*Minimum Amount Financed $20,000.00 72 Months

Used Autos

Year 2006 for 60 months
Year 2005/2004 for 54Months

(Rate may vary due to mileage on auto being financed)

Yr'03 / Yr'02 for 54 Months
Yr'01 for 48 Months
Yr'00 for 42 Months