Overdraft


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SJCU offers Overdraft Protection for members who qualify and have an active checking account. You will now have security knowing you have protection in case of an emergency or an unplanned expenditure. If an overdraft occurs, there is a $1.00 transfer fee to your checking account for each transfer and advances are done in $50.00 increments, up to the available amount of credit line. The monthly payment is based on 3.5% of the balance owed.

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