St. Joseph's Credit Union
Service Fee Schedule
|
| Effective: 03-01-2008 |
|
Checking Account And Money Market Account Fees:
|
| NSF Fee (Checks or Electronic) |
$30.00 |
| Stop Pay Fee (Checks or Electronic) |
$30.00 |
Check Copy Fee
|
$3.00 |
| Account Print Out |
$3.00 |
| Statement Copy |
$3.00 |
| Overdraft Transfer Fee |
$2.50 |
| Overdraft Advance Fee |
$30.00 |
| Telephone Account Inquiry of Fund Transfers by teller |
$2.50 |
| Telephone Check issued by teller |
$3.00 |
| Audio Teller, Inquiry |
Free |
| Audio Teller, Funds Transfer |
Free |
| Audio Teller, Check Request |
Free |
| Returned Check Fee |
$10.00 |
| Account Reconciliation (1/2 Hour Minimum) |
$25.00 (per Hour) |
| Compliance with Legal Action/IRS Levy Fee |
$30.00 |
| Garnishment Fee |
$50.00 |
| Check Rejects |
$5.00 |
| Account Research (1Hour Minimum) |
$25.00 (per Hour) |
| Abused Account Closing |
$15.00 |
| Issue Temporary Check Fee |
$0.50/each |
| Money Market Withdrawal Violations |
$2.00 |
| Check Printing Fee depends on check style ordered. |
Varies by check style |
| Payment Verifications, Bill Payer |
$30.00 |
| Stop Pay Fee, Bill Payer |
$30.00 |
| Inactive Bill Payer Account (Less than 2 transactions/month) |
$6.50/month |
| |
|
| Other Service Fees: |
| Outgoing Fed Wires |
$17.50/ea |
Incoming Fed Wires
|
$12.50/ea |
| International Wires ($10 Plus Processing Fees) |
Varies
|
| Western Union Wires |
$20.00/ea |
| Money Orders (Seniors 3 Free/MO.) |
$1.00/ea.
|
| Travelers Checks, Single Signers (Seniors Free) |
1% |
| Travelers Checks, Two Signers |
2%
|
| Returned Mail Account, per Quarter |
$5.00 |
| Closing Account within 90 days of Opening |
$15.00 |
| Inactive Account (365 days) Annual Fee |
$10.00 |
| Copier Copy per page |
$0.25 |
| Notary Service For Members |
Free |
| Notary Service For Non-Members |
$10.00 |
| Fax (Local Call) per page |
$0.25 |
| Fax (Long Distance Call) per page |
$5.00 |
| Overdrawn Share Account Fee |
$10.00 |
| ATM Replacement Card |
$15.00 |
| ATM Overdrawn (NSF) Fee |
$30.00/ea |
| ATM Card Attempt Uses, Withdrawal or Inquiry Fees |
$2.00/ea.
|
| Rolled Coin Handling Fee per roll |
$0.10 |
| Zip Bag Purchase per bag |
$7.00 |
| Savings Withdrawals exceeding 3 per mo. |
$5.00/ea |
| Check Exchange/Check Collection Fee per Check |
$20.00/ea.
|
Teller Check $500 or more
|
Free |
| Teller Check $499 or less, each |
$2.50 |
Check Cashing Fee (50% or more Cash)*
or 1% of Total Amount (whichever is greater) |
$5.00 |
| *Exclusions may apply if: |
|
- Savings exceeds $99.99
- Active Loans with Balances
- Active Checking Account
- Students with Valid Student ID Cards
|
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