Mission Statement


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The purpose of the St. Joseph’s Credit Union is to commit resources to providing programs that meet the diversified financial needs of our membership while maintaining the financial stability of the organization.
 
VISION STATEMENT
As employees and volunteers in service to the Credit Union, we pledge ……..
* To uphold the highest ethical standards in performance of our duty.
* To focus our energies on delivering the very best personal service to our members, always striving for excellence in every aspect of our work.
* To continuously search for new and improved ways to serve the financial needs of our membership
* To ensure the present and future financial security of our organization for generations of members to come.
* To recognize the importance and value of the individual Credit Union member, and to never forget that each member is worthy of our best efforts.
* To preserve the ideals of democracy, self-reliance and cooperation which are the cornerstones of the Credit Union Movement.
* To understand that the Credit Union is part of a larger community to which it must contribute in a positive, meaningful way.
 
STATEMENT OF COMMITMENT
As a member-owned, not-for-profit financial cooperative, St. Joseph’s Credit Union is committed to our members. We will uphold our fundamental responsibility to actively serve people within our field of membership and as appropriate, the communities they live in. We will treat all members with respect and dignity and we will offer honest, fair rates to all members at all times. We will look for better ways to reach out to the under-served in our field of membership. And we will continually, in all facets of operations, demonstrate the value of membership in St. Joseph’s Credit Union.

We will monitor and communicate our service to members in a meaningful way so members, potential members, legislators, regulators, and the community at large will understand and appreciate the unique role a member-owned financial cooperative plays in their lives.

Throughout St. Joseph’s Credit Union’s strategic plan, we will put forth every effort to enable our members to become financially self-sufficient and successful. We will place high importance on consumer education and the teaching of financial thrift.
 
This Statement of Commitment to Members is consistent with our credit union principles of “Not For Profit, Not For Charity, But For Service” and our philosophy of “People Helping People.” This statement represents good business practices that ensure the financial strength of our credit union on behalf of our members.

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