This is a Line of Credit Loan offered as Overdraft Protection for members who qualify and have an active checking account. You will now have security knowing you have protection in case of an emergency or an unplanned expenditure. If an overdraft occurs, there is a $2.50 transfer fee to your checking account for each transfer and advances are done in $50.00 increments, up to the available amount of credit line.

The monthly payment is based on 3.5% of the balance owed, and computed at the end of each month during end-of-month processing, the payment is due by the 28th of the month, and a monthly payment is required.  View your minimum payment amount in your monthly Statement of Account.

Members with Overdraft Protecfion Loan are not eligible for Overdraft Advance/Courtesy Pay Program.