Electronic Transactions


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Audio Teller
Direct Deposit
Payroll Deduction
Auto Transfer
Payment Origination

SJCU is equipped with a data system that allows credit union members to participate in a variety of electronic services. Members are able to inquire into their account almost 24 hrs a day, seven days a week or to have electronic transactions for deposits and payments to loans.

The following electronic options are available:

* Audio Teller – By telephone you can check transactions, check clearings, transfer funds, or have a check issued.
* Direct Deposit – Allows electronic transactions (deposits and withdrawals) to your account.
* Payroll Deductions – Employers may originate the payroll deduction electronically or on paper listing .The credit union can then make pre-arranged deposits or payments to loans.
* Auto Transfer – Pre- arranged automatic transfers may be performed for deposits or payments to loans.
* Payment Origination – SJCU can originate an electronic transaction to make a deposit or loan payment from a checking account at another financial institution.

Contact your member services representative at your nearest office for more information.

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